Earning a degree doesn't have to break the bank. Many US universities offer affordable online programs that maintain high academic standards. Here's our guide to the most affordable accredited online degrees in 2026.
Most Affordable Online Bachelor's Degrees
1. University of Florida Online
Florida residents pay approximately $3,800 per year. Out-of-state students pay around $15,000. UF is a top-ranked public university with excellent programs.
2. University of Central Florida
In-state tuition around $4,500 annually. UCF offers 25+ online bachelor's programs with strong career outcomes.
3. Florida International University
Approximately $4,700 per year for Florida residents. FIU offers comprehensive online programs with excellent support.
4. University of Texas System
Various UT institutions offer affordable online programs. UT Permian Basin offers bachelor's degrees for around $7,000 per year.
5. Georgia Southwestern State University
Approximately $5,500 per year for Georgia residents. Strong programs in business, nursing, and education.
Ways to Reduce Costs Further
Community College Transfer
Complete general education requirements at a community college (around $3,000/year), then transfer to a university for your major courses.
Credit for Prior Learning
Many universities award credit for:
- Professional certifications
- Military training
- Work experience portfolios
- CLEP and DSST exams
Financial Aid
Even at affordable schools, apply for:
- Federal Pell Grants (up to $7,395/year)
- State grants
- University scholarships
- Employer tuition assistance
Quality Considerations
Affordable doesn't mean low quality. Look for:
- Regional accreditation
- Program-specific accreditation
- Student satisfaction ratings
- Graduation and employment rates
Best Value Programs
Programs offering exceptional value include:
- Business: Florida International, University of Florida
- Nursing: University of Central Florida, Texas A&M
- Education: University of West Florida, Georgia Southern
- Technology: Oregon State, Arizona State
Browse our complete US university listings to find affordable options.